CardMatchly: AI Credit Card Miles Optimizer for Singapore

CardMatchly
New to MilesAboutPricing & FAQ
Your AI miles strategist

Fly business class
for the price of economy.

Same spending, more miles. CardMatchly ranks the top 3 cards in your wallet before you pay. No bank logins, no card numbers.

5 free questions · No credit card required
Works on Telegram too · See how it works

How it works.

No dashboards, no cards to link. Tap a step to see how.

Do the math

The wrong card quietly costs you miles.

Drag your monthly spend and watch the gap between a flat-rate card and the top-earning card CardMatchly recommends.

2,000
50020,000+
Top-earning card · Up to 8 miles per $1192,000
Typical bonus card · 4 miles per $196,000
Flat-rate card · 1.2 miles per $128,800
0
miles left on the table
every single year

Just from tapping a flat-rate card instead of the top card CardMatchly points you to. That is real award travel you already paid for.

Private by design

Your cards. Not your bank.

To optimize your rewards, most tools want you to hand over a lot. CardMatchly needs almost nothing.

Most rewards tools want
Your bank login
Card number, CVV & PIN
Your full statements
vs
All CardMatchly needs
Where you're paying.

That's it. CardMatchly checks it against the cards you've already added to your Wallet.

Paying at McDonald's, which card?
Tap your HSBC Revolution. 4 miles per dollar on dining.
No bank loginsNo card numbersOnly what you logDelete anytime

Read our privacy policy. Clearly written, no surprises.

New to miles?

Learn it in 60 seconds.

Quick visual guides. Tap one to start.

✈️Start here⚖️Miles or cash💰How cards earn🧳Overseas💳Add your cards🌏Just moved
Start with the basicsAll guides
Good to know

Questions people ask.

No, and we will never ask for either. CardMatchly works by letting you manually add your card types (for example, "DBS Altitude" or "Chase Sapphire Reserve") to your wallet. We do not connect to your bank, read your statements, or store any financial credentials.

Generic AI tools can tell you about credit cards in general, but they have no idea which cards you actually carry, and their miles-per-dollar figures can be outdated or wrong. CardMatchly knows your wallet, uses verified rewards data, and gives you a direct answer.

A wide range of Singapore credit cards across major banks including DBS, OCBC, UOB, Citi, Standard Chartered and American Express. US card support is coming in H2 2026, covering issuers like Chase, Amex, Capital One and Citi.

Yes. They share the same wallet, prompt count, and conversation history. Whether you ask on the web or via Telegram, you are talking to the same CardMatchly with the same context. Just link your account once and both stay in sync.

Yes. There is a free tier that gives you 5 prompts to try CardMatchly and see if it is right for you. No credit card required to sign up.

Stop losing miles to the wrong card.

Try it free. No card, no bank login.

Not in your country? Let us know
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